How UB2 Studio handles your data — across all our apps.
UB2 Studio apps do not collect, store, or transmit your personal information. All your data lives only on your phone. Our apps display ads through Google AdMob, which uses your device's Advertising ID. That's it.
UB2 Studio applications are independent tools. They are NOT affiliated with, endorsed by, authorized by, or representing the Government of India, Income Tax Department, Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Pension Fund Regulatory and Development Authority (PFRDA), or any government authority or regulatory entity.
Our apps provide informational calculations only based on publicly available data. They are not a substitute for advice from a qualified financial advisor, chartered accountant, or official government source.
UB2 Studio is an independent Android app development studio based in Mumbai, India. We develop and publish mobile applications for the Google Play Store across categories including finance utilities, productivity tools, and entertainment.
This Privacy Policy applies to all applications developed and published by UB2 Studio, both current and future releases.
We have designed our apps to minimize data collection. Specifically, we do not collect:
We do not share, sell, or transfer any personal data to third parties because we do not collect it in the first place.
Some of our apps store data locally on your device for app functionality. This includes:
This data never leaves your device. Uninstalling the app permanently deletes all locally stored data.
Some UB2 Studio apps display advertisements via Google AdMob. AdMob may collect anonymous, device-level data — primarily the advertising ID (a resettable identifier provided by Android) and approximate country — to serve relevant ads, per Google's standard advertising policies.
The advertising ID is not linked to your personal identity. You can:
Since UB2 Studio apps do not collect personal data, there is generally nothing to delete from our servers — we don't have any servers storing your data.
However, if you wish to request deletion of any data associated with your device's advertising ID, please contact us at contact@ub2studio.com with the subject line "Data Deletion Request". We will acknowledge your request within 7 days and process it within 30 days.
For data stored locally on your device by our apps, you can delete it instantly by uninstalling the app.
Our finance-related apps reference publicly available data from official Government of India sources. We do not have access to any private or restricted government databases — all information used is openly published. Users are strongly encouraged to verify current rates, rules, and regulations directly from these official sources before making any financial decisions:
An independent financial planning calculator for Indian users. All calculations (tax regimes, salary, SIP, EMI, FD, PPF, NPS, buy vs rent, goals) are performed locally on your device using publicly available reference data. No financial inputs are transmitted off the device. Calculations are indicative estimates only and should not be considered financial or tax advice.
A personal finance planning tool for SIP and goal-based savings calculations. All inputs and goals are stored locally on your device. Punjee is not a SEBI-registered investment advisor and does not facilitate investment transactions.
This privacy policy applies to all current and future UB2 Studio applications. App-specific data handling details (if any) will be added to this section as new apps are released.
Our finance apps are targeted at users aged 18 and over. We do not knowingly collect data from children under 18. Entertainment and utility apps follow appropriate age ratings as declared on Google Play.
The only third-party service integrated into some of our apps is Google AdMob for advertising. We do not use third-party analytics, crash reporters, or tracking SDKs in our current app releases.
We may update this Privacy Policy from time to time as the studio evolves, new apps are released, or regulatory requirements change. Material changes will be reflected in the "Last updated" date at the top of this page. Continued use of UB2 Studio apps after changes constitutes acceptance of the updated policy.
For questions, feedback, or privacy-related requests: